Insurance group recommends proof of insurance go electronic

Nova Scotia becomes first to eliminate paper vehicle insurance

The majority of Canada is behind the technological times when it comes to proof of vehicle insurance, states one advocacy group.

Earlier this month, the Canadian Council of Insurance Regulators (CCRI) — a national association of insurance regulators — issued a release pushing for more provinces to institute an electronic proof of automobile insurance (EPAI).

The release explained the recommendation comes from a 2016 report showing both consumers and the industry believe a move toward the electronic version would be more convenient.

According to the Insurance Bureau of Canada (IBC), there are currently 46 U.S. states that employ EPAI and a recent poll of Ontario consumers demonstrated people at least want the choice.

“The speed of technology is outstripping both policy and regulations. People want to see change and modernization in insurance,” stated Steve Kee, IBC media relations director.

CCRI chair Patrick Dery noted in the release that provincial regulators have the capacity to deliver electronic documentation, but that many are still concerned about privacy and potential liability. However, those provinces need to work with industry and other partners to address concerns with an aim at quickly implementing the idea.

Last month, Nova Scotia became the first province to formally adopt EPAI as an option for insurers to offer to consumers. However, the province has instituted several guidelines and controls in order to maintain privacy and protect consumers.

“The provinces regulate automobile insurance and each has their own opinion on what concerns them. We will let them deal with those, though we think those can be easily addressed.”

Kee added their polling in Ontario overwhelmingly shows people feel EPAI is the right way to go and that it is safe.

“Eighty-eight percent of Ontarians get at least one bill online, and 74 per cent want EPAI as an option. It’s an interesting step that Nova Scotia has taken and shows what should be considered,” explained Kee, noting Alberta currently has legislation where some electronic documentation is available.

However, Kee pointed out that Nova Scotia has legislated that insurers allow consumers to still have a paper copy in addition to an EPAI.

“By no means are we advocating that people have to give up their paper pink slip,” he said.

“Though, keeping any document in a vehicle raises the chance of personal information going missing. The majority of people have a smartphone and this move is simply about listening to what consumers are asking for — quick, accessible and online.”

Just Posted

Lacombe, Red Deer and Ponoka counties launch agricultural plastics recycling program

The three counties signed an agreement with Merlin Plastics

Bashaw council declines penalty forgiveness request from Bashaw Motel owners

The motel was destroyed in the 2016 fire; owners owe $46,000 in fire services, taxes and penalties

Ponoka’s Ronnie Racing wins Hot August Night

About 15,000 people filled the Castrol Raceway stands at the motorsports complex

Ponoka County residents divided on farmland uses

There were about 150 people at the county’s meeting related to reducing confined feeding operations.

Ponoka County slows changes to CFO plans

Residents speak their concerns over the potential of changing areas allowing CFOs

UPDATED: Gord Bamford Foundation Charity Gala brings the stars to Central Alberta

The Gala raises money for various children’s charities throughout Canada

Kim XO is Black Press Media’s fashionista

Starting Sept. 7, stylist Kim XO will host Fashion Fridays on the Life channel on Black Press Media

Feds agree to look at easing jury secrecy as part of review

At issue is a law that forbids jurors from talking about closed-door deliberations

Liberals unveil poverty plan with lofty goals, but no new spending

Government’s goal is to lift 2.1 million people out of poverty by 2030

Surf’s up in California, where it’s now the official sport

Grab a board, catch a wave and find yourself, ‘sittin’ on top of the world’

Case of truck driver charged in Humboldt Broncos crash adjourned until October

Jaskirat Singh Sidhu is charged with 16 counts of dangerous driving causing death, other charges

REVIEW: MTV VMAs was a shocking event, for the wrong reasons

MTV Video Music Awards lacked star power and felt flat and some of the winners turned heads

Air Canada-led consortium signs deal to buy Aeroplan program

The deal would acquire the Aeroplan loyalty program from Aimia Inc

Central Alberta and beyond to benefit from the success of Gord Bamford’s event

Canadian country music star recording artist Gord Bamford raised a total of $469,720

Most Read