Businesses have to face many different kinds of fraud. Along with cash fraud, there are also credit and debit scams, but with the proper steps, businesses can protect themselves. File photo

Ponoka businesses receive tips on defeating fraudsters

Chamber members learn more about fraud and how to spot debit and credit card issues

With criminals constantly updating how to steal from businesses, there is a need for owners and employees to get the latest advice.

That was the featured focus at the monthly meeting of the Ponoka and District Chamber of Commerce held at the Ponoka Royal Canadian Legion on Sept. 18. RCMP Const. M. Lemke was on hand to make a brief presentation to the around 30 people for the lunch meeting.

Lemke shone a light on the subject of fraud and provided several strategies that businesses can and should employ to not become the victim of a crime that has changed significantly in the last 10 years.

His aim was to highlight electronic and credit card scams as, “It is the number one fraud happening to businesses now and it’s extraordinarily easy to put a stop to, but in practice it can be a bit harder due to the human element with employees.”

The first thing businesses need to do, he stated, is to ensure they comply with all of the rules that credit card companies have when it comes to accepting their card.

“If all those rules are followed, it’s almost impossible to be defrauded,” Lemke said. “However, it’s important to still have basic steps in place in order to limit any possible liability, because there are still legitimate times when people will have forgotten the pin number.”

That includes checking the name on the card with the person presenting it, ensuring a signature is on the back and being suspicious when someone keeps trying multiple cards.

“They’ve come in with a stack of stolen cards and that’s where checking the name can prevent fraud. It’s easy to do, but it takes training and reminding people to look and compare,” said Lemke.

One other issue businesses need to watch is someone who seems to be taking far too long punching in a pin number.

“The person might say — oh wrong pin — a couple times, so this is where staff has to step in and don’t accept any electronic payment from them. Because, what they do is sit and run off a string of 100 numbers — typing like a kid texting — and then all of a sudden the transaction is approved.”

Controlling and monitoring the pin pad is the key, Lemke explained, as the business could likely be responsible for any loss in this instance.

Just Posted

Ponoka teen pedestrian suffers injuries after pickup collision

A pickup struck a teen on residential streets in Ponoka

UPDATED: Calgary Police receive multiple bomb threats

Similar threats received across Canada and the United States

PHOTOS: Battle of Ponoka basketball action

The first ever senior high basketball league game for both Ponoka high schools was high energy

Guards injured, money stolen during overnight blast at Edmonton bank

Alberta Health Services said the injuries to the male guard were serious

Ponoka Elementary students team up to help KidSport

A special fundraiser has been organized by Ponoka Elementary Students to benefit KidSport

VIDEO: Royals reveal the images on their Christmas cards

Prince William and his wife Kate are shown outside in casual clothes, their three young children in tow

Facebook reveals bug gave apps unauthorized access to 6.8 million users’ photos

It’s believed up to 1,500 apps built by 876 developers had access to Facebook Stories, private photos

Trudeau to make it harder for future PM to reverse Senate reforms

Of the 105 current senators, 54 are now independents who have banded together in Independent Senators’ Group

21 detained before Paris protests as police deploy in force

There was a strong police presence outside the central Saint Lazare train station, where police in riot gear checked bags

New home for Calgary Flames estimated to cost up to $600 million

The city and the Flames are not yet talking on who will pay how much for a building to replace the Saddledome

Family searching for B.C. professor last seen at Colombian salsa club

Ramazan Gencay, a professor in economics at Simon Fraser University, was last seen in Medellin

Rash of bomb threats a learning opportunity for response capacity, Goodale

Thursday’s wave of bomb threats swept across communities on both sides of the Canada-U.S. border

Mike Duffy can’t sue Senate over suspension without pay, judge rules

Duffy’s lawsuit sought more than $7.8 million from the upper chamber

Language on Sikh extremism in report will be reviewed, Goodale says

A public-safety ministry document indicats terrorist threats to Canada included a section on Sikh extremism for the first time

Most Read